How It Works

Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.

Step One

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership. If you don’t like Privacy guard, you can pull your credit reports from the any provider that you choose.


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Step Two

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

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white printer paper on red textile
Step Three

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

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Step Four

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.

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person using MacBook Pro
person using MacBook Pro
woman and man sitting in front of monitor
woman and man sitting in front of monitor
turned-on monitor

INCLUDED IN THE SERVICE

You didn’t come this far to stop

  • Late pays

  • Tax liens

  • Inquiries

  • Short sales

  • Collection accounts

  • Identity Theft

  • Charge-offs

  • Account sold

  • Authorized users

  • Bankruptcies

  • Outdated

  • Medical bills

  • Repossessions

  • Foreclosures

  • Duplicates

  • Child support

black and white low top sneakers
black and white low top sneakers